The Differences Between PPO and HMO Plans

The Differences Between PPO and HMO Plans

Health insurance is a crucial part of healthcare in the United State. With so many different plans and options, it can be confusing to understand the differences between them. Two of the most popular types of health insurance plans are Preferred Provider Organizations...
Beneficiary Rules for 401K

Beneficiary Rules for 401K

Introduction Like many Americans, you make contributions to a 401K plan with the idea that you will get to reap the benefits when you retire. However, if you were to pass away prior to that time, do you have a plan? Do you know who you’d like your money to go to? This...
Roth IRA or 401K: Which is Right for You?

Roth IRA or 401K: Which is Right for You?

Introduction What are your dreams for retirement? Is it to live on a beach somewhere tropical? Is it to buy a quaint cottage near your grandkids? Or is it to do all the traveling you didn’t get to do when you were working hard before your 50s? Whatever those...
All About 401K vs. Pension Plan

All About 401K vs. Pension Plan

Introduction For some people, one of the most intriguing aspects of a job offer is what kind of retirement plan offerings they have in their compensation package. Aside from your social security benefits, you will want to make sure you have additional money to fund...